salem_cole asked:


Would like to do a loan modification for an existing mortgage. They want funds before they will do it? Is this necessary?

Floyd

MDJLT asked:


I am trying to get a loan modification with ASC….anyone been successful and have tips???

Jay

Jennifer L asked:


Is it good to ask my mortgage lender for a loan modification? or I should just shop around with loan modification companies?

Duane

BobbySaka asked:


We are considering to do a Loan Modification on our Home Loan, and we are kinda skittish on paying up front!

Robert

Frustrated asked:


All these banks got the money and many people need them, but none of the banks are making it easy to do it. Does anyone know how to get a loan modification if you your variable loan is about to change or if you owe more on your house than it is worth?

Roberto

Information guru asked:


I have a temp agency who is trying to set me up with a temp to hire position in inside sales selling loan modification products to homeowners whose homes are about to go into foreclosure. I know there are a lot of homes right now going into foreclosure, but should I consider this opportunity? This is a new business getting started with seven reps that eventually will eventually expand to 30 reps. I may have the opportunity to get into management if I do well to begin.
In reference to first answer, this is one of the concerns I have had about the position.

Howard

June H asked:


I need to modify my mortgage the monthly payment is 2,615 at nine and a quarter it is interest only i taught i would of sold it before the interest went up but it didn’t so here is am i lost my job and got a cash one for 400 a week so i can not keep up with the payments they are saying i don’t make enough money to modify i would like to know if anyone one could give me advice on how much more i would need to get a modification. Please no rude people just need some advice. Thanks so much.

Lewis

BDZ asked:


I have an ARM. I cannot refinance. How can I go about negotiating a loan modification with my lender. I don’t want to be just a name and account number. I can meet the existing payments and to date have not fallen behind. If they raise the interest rate any further then that will be the tipping point. Are there organizations out there to help me such as HUD, etc. Do I already have to be in default before they’ll consider a loan modification?

Maureen

toohotnky asked:


I am in the process of negotiating a loan modification for our mortgage. Is it always this hard? Do you really have to negotiate constantly with the mortgage company? It seems like its never going to end.

Kelly

mandy asked:


Do I have to be late in payments.
Do I need to hire a company to do so, or could I just do it myself.

Edward