Fast Pace asked:


I want to modify my loan since it upside down and I believe I had a predatory loan. I have to do it over the phone since they do not have an office in Vegas anymore, just people in India. What is the advantages and disadvantages. The supposed loan expert charges up to $3500.
I put the 20% dowen but still have a rate of 6.25 my credit score was about 700 at time and the houses around were selled for much less

Matthew

Kelvin le asked:


What do I need for loan modification ?
Can I call my bank and apply?
Do I need to pay ?
Thank you very much for your help

Mildred

bean_c129824 asked:


Ive read a post somewhere that this lender offered the homeowner loan modification after he filed bankruptcy and the house was included !!

Angela

SoundSystem asked:


Generally speaking, who qualifies for a loan modification?

Ellen