What are my chance of loan modification?

micquinn2003 asked:


I have a loan with Countrywide ( i know sucker) I was laid off from my second job of 24hours a week at 28$ an hour in May In early Oct i found an other job of 37$ an hour but only 8 hours a week. My other account Visa etc is < 15,000 and had a FI-CO CLOSE TO 690 My primary loan is iins erst only 5.625 % and second is 82,000 @ 7.75 I currently under water approx 200,000 I want to keeping the house

Jessica
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3 Responses to “What are my chance of loan modification?”

  1. CHARITY G Says:

    An investment property you have shot call the hope project to see if they can renegotiate the hope project to renegotiate the loan may be three months behind though.

  2. Landlord Says:

    You won’t get a modification since you are refusing to work full time. 8 hours a week is not a job.

  3. cactus526 Says:

    You should just contact Bank of America/Country Wide and work out a loan modification.

    YOu can also find out what your requirements are by speaking to a loan officer at your “existing” bank where you have your mortgage housed